Securities are investment instruments which create a right in the holder to participate in the profits or assets distribution in a profit-making enterprise. These instruments have a financial value and can be used to create wealth.

Securitisation is the process of taking various financial assets and creating new financial products through merging, repackaging or transforming them into a security.

A group of securities representing a given security market, market segment or asset class.

A short position occurs when an investor sells, or borrows then sells an asset or security with the intention of repurchasing it at a lower price in the future.

A Sou-Sou is a traditional alternative means of saving money. A Sou-Sou is usually conducted among a small group of trusted individuals. It is not a profit-making venture and does NOT require you to bring in additional persons.

A stock split is an action taken by a company where the existing shares are increased and although the number of shares outstanding increases, the total dollar value of the shares remains the same as before, because the split does not add or increase value.

A swap is a derivative contract through which two parties exchange the cash flows or liabilities from different financial instruments over months or years for a mutual benefit and to manage risk.

Systematic failure is the failure of an entire financial system, including loss of access to credit and collapse of capital markets.

Systemic or market risk is a risk associated with economic conditions that affect risky investments. These conditions can include macroeconomic or political factors. Systemic risk is different from systematic risk which deals with an entire financial system.