This week’s article focuses on a financial instrument that is not widely understood. A derivative is a financial security with a value that is reliant upon or derived from, an underlying asset or group of assets—a benchmark. The derivative itself is a contract between two or more parties, and the …
The ongoing ramifications of the COVID-19 pandemic on financial markets globally further emphasises the importance of organisations implementing appropriate risk mitigation strategies. As mandated under Section 6(l) of the Securities Act, 2012 (SA 2012), it is the duty of the Trinidad and Tobago Securities and Exchange Commission (TTSEC) to assess, …
This week’s article focuses on the importance of the securities market to investors, businesses and the economy. The securities market is a subset of the financial sector in Trinidad and Tobago, and it is instrumental in channeling funds between “savers” (individuals, companies, and governments) who have money to invest, and …
This week’s article focuses on how you, the investing public, should evaluate a robo-adviser to determine whether it meets your needs. Robo- Advisers are digital platforms that provide automated, algorithm-driven financial planning services with little to no human supervision. Essentially, this involves a computer programmer creating software that provides investment advice to …
As the regulator of the securities industry, the Trinidad and Tobago Securities and Exchange Commission (TTSEC) has the responsibility to monitor the industry, understand its potential for development and encourage innovation to foster that development. This week’s article will highlight some prominent fintech products typically used in the securities market. …
There are several developed and emerging markets with cryptocurrency platforms operating within their jurisdictions. In these jurisdictions, cryptocurrency-based transfers are becoming increasingly common and are used to transact on a day to day basis. This week’s article will focus on cryptocurrencies and whether they are considered a security within the …
The Trinidad and Tobago Securities and Exchange Commission (TTSEC) works to encourage and promote the innovative development of the local securities industry. This week’s article focuses on the TTSEC’s approach to regulating Financial Technology or Fintech. Regulating Fintechs
Wise investing can help an individual protect his/her investments and also increase the probability of growing that capital. Portfolio management becomes essential for a wise investor when making investment decisions. While investments introduce some risk, it also offers an investor some financial security. Portfolio management involves building and overseeing a …
The Trinidad and Tobago Securities and Exchange Commission (“TTSEC”) was established under the Securities Industry Act 1995 (SIA 1995) which was repealed and replaced by the Securities Act 2012 (SA 2012). The SA 2012 prescribes the legal framework for the functioning of the TTSEC. This article outlines the regulatory framework …
Individuals may generally consider saving as an option when making their financial plans and may even utilise the method of “putting money under the mattress”. However, no growth is possible via this saving method and a loss in the value of the saving may result due to inflation, as the …
